Listed below are the basic things you need to know about CTPL:
Sometimes, resolutions are only good for a couple of months or even weeks. To help you out, here are some revised resolutions that are easier to keep.
Perhaps you might be missing an important option in your list...
It took you 11 long months of hard work to get a hold of your once-a-year bonus—how do you plan on spending it?
...do you know that today is the best day to start protecting your future?